These Terms and Conditions form part of your application to join Flahmingo Investments Inc. (Flahmingo)’s waitlist for consumer investment/financial services. In these Terms and Conditions, the words “we”, “our”, and “us” refer to Flahmingo. The words “you” and “your” refer to the Waitlist Applicant (the Applicant).


Flahmingo will collect, use and disclose your personal information in accordance with Flahmingo’s Privacy Policy. You may obtain the document from, or by emailing Personal information is any information that identifies you as an individual. It includes information that you provide to Flahmingo or that Flahmingo collects from any third party. Personal Information that we collect, use and disclose to and or from other sources may include, but is not limited to, your name, address, email, date of birth, gender, and personal references. Any personal information in the custody and control of a third party or agent acting on behalf of Flahmingo in another province or country is subject to the laws of that jurisdiction and may be collected, used or disclosed without your knowledge or consent where required or permitted by law. If you have any questions about the collection, use or disclosure of your personal information, please contact Flahmingo at:

You may ask us not to use your personal information to promote Flahmingo or third party products and services or not to give your personal information to third parties so they can promote additional products and services to you. You may make this request by sending an email to


Flahmingo’s statements regarding its plans, directions and intent are subject to local laws, regulations and obtaining the necessary regulatory approvals and authorizations. Information on the site and app are subject to changes or withdrawal without notice at Flahmingo’s sole discretion. Information on this website is intended to outline our general product direction and it should not be relied on in making a purchasing decision. This information is not an offer, commitment, promise or legal obligation to deliver any material, code or functionality. Information about potential future products in Canada may not be incorporated into any future contract. The development, release and timing of any release in Canada remain at the sole discretion of Flahmingo.


Becoming a Waitlist Applicant in no way guarantees that you, the waitlist applicant, will be approved as a Flahmingo Cardholder or Account holder. Flahmingo reserves the right, in its sole discretion, to review the applicant information at time of product application and accept or decline the waitlist applicant.


If you are a member of the Flahmingo waitlist, you may be entitled to voluntarily participate in the Flahmingo refer a friend program (the Referral Program) . A unique website link is assigned to your waitlist account, referred to as your personalized referral link (Referral Link). To participate in the Referral Program, you will need to refer friends who have not already joined the waitlist (Friends) and invite your Friends to join the waitlist using your Referral Link.

You will earn referral perks (Referral Perks) in the amount/form we determine from time to time once your Friend (Referred User) has spent a traded a certain amount (Eligible Amount) in their Flahmingo account. Criteria for Eligible Amount is determined in our sole discretion, and may change over the course of the Referral Program. Referral Perks will be applied/shipped/inputter automatically. The amount of Referral Perks earned and redeemed are subject to change at any time at Flahmingo’s sole discretion.

Flahmingo reserves the right, at its sole discretion, to deny you or a Referred User access to a Flahmingo Account for reasons including, but not limited to suspected fraud, or failure to meet the eligibility criteria for the product. In this case you would not receive Referral Perks.

The Referral Link may only be used for personal and non-commercial purposes. You may share your link with your personal connections via social media, email, or word of mouth, where you are the primary content owner. In cases where you are not the primary owner of the content or website (e.g., Wikipedia, coupon websites, affiliate websites, discussion forums, etc.), public distribution is not allowed. Promoting or advertising your Referral Link via search engine marketing or any other paid advertising media (e.g., Bing/Yahoo/Adwords) is not allowed. You are not allowed to misrepresent your relationship with Flahmingo, and you will not make any warranty or representation on behalf of Flahmingo. You are not allowed to refer yourself or members of your household for the purposes of earning Referral Perks.

Flahmingo reserves the right, at its sole discretion, to deactivate your account(s) and revoke the Referral Perks of any account holder who it finds or believes to be earning or using Referral Perks against these Terms of Service, or who is manipulating or abusing Flahmingo Services or the Flahmingo Platform.

For greater certainty, we reserve the right, at any time and in our sole discretion, to add to or amend these Terms of Service in relation to the use of the Referral Program or to vary or terminate the operation of a Referral Perks issued pursuant to the Referral Program at any time without notice.


We may from time to time offer rewards or other incentive programs (the Program) in connection with the Flahmingo App. You understand that eligibility for rewards under the Program will be subject to the requirements of the Program and you agree to be bound by the terms of the Program (to be sent by Flahmingo and as may be amended or replaced from time to time) and agree that any use of the Flahmingo app will signify acceptance with the terms and conditions of the Program. We reserve the right to cancel or amend the Program without notice.

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